Auto Loans
Ready for a new set of wheels?  We offer low rates and competitive terms.  Call or visit today.

  • Competitive rates
  • Local decision making means faster approvals
  • A range of terms
  • Optional credit life or disability insurance
  • GAP Plus insurance (Guaranteed Asset Protection)
  • RT 66 Extended Warranty
  • Free auto transfer from your Home Federal Credit Union share draft or share account.
  • Free payroll deduction

Recreational Loans
Looking for the perfect toy? We finance Travel Trailers, Motor Homes, Motorcycles, ATV’s, Trailers (car, utility, recreational, or livestock), and Farm Tractors.


  • Competitive rates
  • A range of terms
  • Local decision making means faster approvals
  • Optional credit life or credit disability insurance

Credit Builder
For our members that have little to no credit history, let us help you build your credit profile.

  • Lower interest rate than most personal loans
  • Build your credit history

Signature Loans
Get a personal loan for just about anything.  Are you looking to do a few things around the house or just looking for some extra cash for your vacation?  A signature loan may be just what you need.

  • No collateral required
  • Borrow anywhere from $500.00 to $7,500.00
  • Terms up to 48 months
  • Free auto transfer from your Home Federal Credit Union checking or savings
  • Free payroll deduction

Share Secured/Share Certificate Secured
You can use your share or share certificate with Home Federal Credit Union to secure your loan. 

  • Low rates
  • Still earn dividends on the full balance of your savings
  • A range of terms
  • Use your savings to secure a loan for your friends or family

Student Loans

  • The Smart Option Student Loan® for Home Federal Credit Union by Sallie Mae®
  • For borrowers attending degree-granting institutions.
  • Now you can pay for college the smart way with three great repayment options and competitive interest rates!
  • This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  1. • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  2. • No origination fee and no prepayment penalty
  3. • Benefits and an interest rate reduction available
  4. • Rates that reward creditworthy borrowers
  5. • Applying with a creditworthy cosigner may help you qualify
  6. • 100% US-based Student Loan Specialists
To learn more, please get started here.

Looking for the home of your dreams?  We would love to help.

  • Low, fixed interest rates
  • No prepayment penalties
  • Local decision making for faster approvals>
  • Fixed 10 and 15 year terms
  • 5 and 10 year balloons
  • Home Equity Fixed
  • ► To apply please contact Jennifer at 304-623-6800.

Credit Card

*Rates subject to change daily
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