Loans

Auto Loans
Ready for a new set of wheels?  We offer low rates and competitive terms.  Call or visit today.
Benefits

  • Competitive rates
  • Local decision making means faster approvals
  • A range of terms
  • Optional credit life or disability insurance
  • GAP Plus insurance (Guaranteed Asset Protection)
  • RT 66 Extended Warranty
  • Free auto transfer from your Home Federal Credit Union share draft or share account.
  • Free payroll deduction
  • ► APPLY HERE

Recreational Loans
Looking for the perfect toy? We finance Travel Trailers, Motor Homes, Motorcycles, ATV’s, Trailers (car, utility, recreational, or livestock), and Farm Tractors.

Benefits

  • Competitive rates
  • A range of terms
  • Local decision making means faster approvals
  • Optional credit life or credit disability insurance
  • ► APPLY HERE

Credit Builder
For our members that have little to no credit history, let us help you build your credit profile.
Benefits

  • Lower interest rate than most personal loans
  • Build your credit history

Signature Loans
Get a personal loan for just about anything.  Are you looking to do a few things around the house or just looking for some extra cash for your vacation?  A signature loan may be just what you need.
Benefits

  • No collateral required
  • Borrow anywhere from $500.00 to $7,500.00
  • Terms up to 48 months
  • Free auto transfer from your Home Federal Credit Union checking or savings
  • Free payroll deduction
  • ► APPLY HERE

Share Secured/Share Certificate Secured
You can use your share or share certificate with Home Federal Credit Union to secure your loan. 
Benefits

  • Low rates
  • Still earn dividends on the full balance of your savings
  • A range of terms
  • Use your savings to secure a loan for your friends or family

Student Loans

  • The Smart Option Student Loan® for Home Federal Credit Union by Sallie Mae®
  • For borrowers attending degree-granting institutions.
  • Now you can pay for college the smart way with three great repayment options and competitive interest rates!
  • This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
To learn more or to apply, please get started here.
► APPLY HERE

The Smart Option Student Loan features and benefits:

  1. • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  2. • No origination fee and no prepayment penalty
  3. • Benefits and an interest rate reduction available
  4. • Rates that reward creditworthy borrowers
  5. • Applying with a creditworthy cosigner may help you qualify
  6. • 100% US-based Student Loan Specialists
To learn more, please get started here.
► APPLY HERE

Mortgage
Looking for the home of your dreams?  We would love to help.
Benefits

  • Low, fixed interest rates
  • No prepayment penalties
  • Local decision making for faster approvals>
  • Fixed 10 and 15 year terms
  • 5 and 10 year balloons
  • Home Equity Fixed
  • ► To apply please contact Jennifer at 304-623-6800.

Credit Card
Benefits

*Rates subject to change daily
Lost or Stolen (800)991-4964

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